Credit Regret

I was taught that credit cards are not the answer & when I started making my own financial decisions, I chose no credit cards. But then one days, a nice shiny one came in the mail with mt names on it. I was too weak to so no. A choice I still regret. My credit is now horrible, I will now blame it on youth & thinking I was invincible. But it is something that I wish I had done differently. I know there is no way I would ever be given a high limit credit card...Nor would I want one. I know that some people can handle credit cards, but I'm not one of them.